Selling Costs & Taxes

When selling a property in Spain, it's important to understand the fees and taxes involved. Being aware of these costs in advance helps you plan accurately and avoid surprises during the selling process.

All seller fees explained Tax obligations covered Plan your sale accurately

Selling Costs & Taxes

Complete guide to fees and tax obligations when selling property in Spain. Agent fees, legal costs, plusvalía, capital gains tax, and other expenses explained.

Agent fees 3-5%
Legal fees ~1%
Plusvalía tax
Capital gains tax

Selling costs in Spain typically include agent commission, legal fees, plusvalía (municipal land tax), and capital gains tax. Understanding each cost helps you calculate your net proceeds and avoid surprises at completion.

Estate Agent Fees

Estate agent fees are usually paid by the seller and can vary depending on the agent and region.

What to Know About Agent Fees
Fees are typically agreed as a percentage of the final sale price
Payment is normally due on completion at the notary
Fees should be clearly agreed in writing before marketing begins
Always confirm what services are included—marketing, viewings, negotiations

If you choose to use a lawyer or legal representative, legal fees will apply. While optional, legal advice is strongly recommended—especially for non-resident sellers.

Legal Fee Considerations
Fees vary depending on the complexity of the sale
Lawyers can act on your behalf through power of attorney
Legal support helps avoid errors and delays
Particularly important for overseas sellers who cannot attend completion

Plusvalía Tax

Plusvalía is a local municipal tax based on the increase in land value during your ownership period. It's paid to the town hall (Ayuntamiento) where the property is located.

Plusvalía Key Points
Calculated by the local authority based on cadastral land value
Payable by the seller unless otherwise agreed with the buyer
Must be paid within 30 days after completion
Recent law changes mean updated calculation methods apply—professional advice recommended

Capital Gains Tax

Capital gains tax is payable on the profit made from the sale of your property. The rules differ for residents and non-residents.

Capital Gains Tax Rules
Spanish residents pay tax at progressive rates (19-28%)
Non-residents are subject to 3% withholding at completion
Allowable costs (purchase expenses, improvements) reduce the taxable gain
Main residence exemption may apply for residents over 65

Correct calculation is essential to ensure compliance and avoid overpayment. Non-residents can apply for a refund if the 3% withholding exceeds their actual tax liability.


Other Possible Costs

Depending on your situation, additional costs may apply. Ensuring all costs are settled before completion helps avoid delays.

Additional Costs to Consider
Mortgage cancellation fees if applicable
Energy certificate renewal if expired
Outstanding utility bills or community fees
Any repairs agreed with the buyer

Need Help Understanding Your Costs? We help sellers understand their costs and tax obligations before committing to a sale. Get connected with trusted local agents and legal professionals for clear, accurate advice. Contact Us